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Privacy Policy for Tiverno
Effective Date: 08/24/2025
At Tiverno, we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you visit our website tivernocs.in or interact with our services.

1. Information We Collect
We may collect the following types of information:
Personal Information (such as name, email address, billing/shipping address, and payment details) when you create an account, place an order, or contact us.
Non-Personal Information (such as browser type, IP address, device information, and usage data) automatically collected through cookies, analytics tools, and similar technologies.
User-Provided Content (such as reviews, comments, or messages you submit).

2. How We Use Your Information
We use your information to:
Provide and improve our products and services
Process transactions and deliver orders
Send updates, promotions, and important notices (you may opt out anytime)
Monitor website usage and enhance user experience
Comply with legal obligations and prevent fraudulent activity

3. Sharing of Information
We do not sell or rent your personal information. However, we may share your data with trusted third parties, including:
Service Providers (such as payment processors, shipping carriers, and analytics providers)
Legal Authorities if required by law or to protect our rights
Business Transfers in the event of a merger, acquisition, or sale of assets

4. Cookies and Tracking Technologies
We use cookies and similar technologies to:
Remember your preferences and settings
Analyze traffic and performance of our site
Personalize your browsing experience
You can adjust cookie settings in your browser, but some features may not work properly if disabled.

5. Data Security
We implement reasonable security measures to protect your information. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Your Privacy Rights
Depending on your location, you may have the right to:
Access, correct, or delete your personal data
Opt out of marketing communications
Restrict or object to certain processing of your data
Request data portability
To exercise these rights, contact us at tivernocs@gmail.com.

7. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites.

8. Children’s Privacy
Tiverno does not knowingly collect personal information from children under the age of 13 (or the age required by local law). If we become aware of such data, we will delete it immediately.

9. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated Effective Date.

10. Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Tiverno
Email: tivernocs@gmail.com
Address: 13802 N 82nd Ave, Peoria, AZ 85381

Terms and Conditions for Tiverno
Effective Date: 08/24/2025
Welcome to Tiverno. By accessing or using our website and services, you agree to the following Terms and Conditions. Please read them carefully.

1. Use of Website
Tiverno provides online tools, including loan calculators, for informational purposes only.
You agree to use our website lawfully and not engage in activities that may damage, disable, or interfere with our services.

2. No Financial Advice
Tiverno is not a financial institution, lender, or advisor.
All calculations, results, and estimates provided by our tools are for general informational purposes only and may not reflect actual loan terms or financial outcomes.
You should always consult with a qualified financial professional before making financial decisions.

3. Accuracy of Information
While we strive to provide accurate tools and content, Tiverno does not guarantee the completeness, reliability, or accuracy of any information on this site.
We are not responsible for any errors, omissions, or reliance placed on the results of our calculators.

4. Limitation of Liability
Tiverno, its owners, and affiliates shall not be liable for any damages, losses, or expenses arising from the use or inability to use our website.
Use of our calculators and services is at your own risk.

5. Third-Party Links
Our website may contain links to third-party websites. Tiverno does not endorse or control these sites and is not responsible for their content, privacy practices, or accuracy.

6. Intellectual Property
All content, design, logos, and tools on Tiverno are protected by intellectual property laws.
You may not reproduce, distribute, or modify our content without prior written consent.

7. Privacy
Your use of Tiverno is also governed by our Privacy Policy. Please review it to understand how we handle your information.

8. Changes to Terms
Tiverno reserves the right to update or modify these Terms and Conditions at any time without prior notice.
Continued use of our website after changes are posted constitutes your acceptance of the revised terms.

9. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of [Arizona, e.g., State of California, USA], without regard to conflict of law principles.

10. Contact Us
If you have questions about these Terms and Conditions, please contact us at:
Tiverno
Email: tivernocs@gmail.com
Address: 13802 N 82nd Ave, Peoria, AZ 85381